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How did So Fi cement itself as the leader in the industry? As of this writing, So Fi currently offers refinancing rates as low as 2.58% for variable rates and 3.25% for fixed rates.
The rates cap out at 7.07% and 7.25%, respectively.
Please note, from here on out, we consider "consolidation" and "refinancing" the same thing.
Members can choose from variable and fixed rates with term lengths of 5, 10, 15, and 20 years.
Today, graduates are leaving campus holding a diploma in one hand and an average of ,000 in debt in the other.
In America, student debt is the second largest form of consumer debt.
To date, So Fi has been able to help thousands of student loan borrowers lower their monthly payments and total loan cost.
Since a group of Stanford Business students founded the company in 2011, So Fi has refinanced over billion in outstanding debt, and on average its members save about ,000!
The above rates are all assuming you sign up for auto-pay. By becoming a So Fi member, which is completely free, you will get access to extra benefits including unemployment protection, career support, interview coaching, and resume review.